INSURANCES

This policy provides a tax free lump sum payment on medical diagnosis of one of the medical conditions listed on the policy. Cover ceases at age 65, whilst a member of the plan. Certain conditions will not be covered in the first 90 days of membership. As this policy is an accelerated benefit, should a claim become payable under this policy, the life insurance cover will be reduced by the claim payment amount.

Minimum cover is $50,000.

Please refer to the plan policy for details.

This policy provides a monthly benefit (taxable) if you are temporarily or permanently disabled through sickness or accident. Cover ceases at age 65, whilst a member of the plan.

Cover is 75% of your annual base salary, with a 13 week wait period and payment period up to 5 years.

Please refer to the plan policy for details.

This policy provides a tax free lump sum benefit in the event of death. Cover ceases at age 70, whilst a member of the plan. Built into the life cover is a terminal illness benefit. There is an advance payment of the life cover in the event the member is medically diagnosed not to live beyond 12 months.

Minimum cover is a multiple of three times your annual salary.

Please refer to the plan policy for details.