Options
You can choose to take a Life Insurance policy only or add on Trauma Insurance and/or Income Protection Insurance. Note that Trauma Insurance and/or Income Protection Insurance can only be selected with a Life Insurance Plan.
Eligibility
You must meet all of the following criteria:
- You are either a permanent employee or on a fixed term contract of 2 years or more at the date of applying for the insurance cover
- Work 15 hours or more per week at the participating university
- Be aged between 16-64 years
- New Zealand residency requirements also apply
Please refer to the policy wording and terms including full eligibility criteria, definitions, limits, offsets and exclusions.
For more information, please contact Mercer Marsh Benefits.
New Employees
Eligible new employees can apply to join the Plan within 75 days of commencing employment at the participating university, subject to five health questions.
New Zealand residency requirements also apply.
Please refer to the Plan policy documents for full terms and conditions.
Existing Employees
Eligible existing employees can also apply to join the Plan at any time, subject to full medical underwriting and acceptance by the insurer.
Please refer to the Plan policy documents for full terms and conditions.
Employee’s Partners or Spouses
Eligible employee’s partners or spouses can also apply to join the Plan at any time, provided the eligible employee is also a member of the Plan, subject to full medical underwriting and acceptance by the insurer.
Please refer to the plan policy documents.
Plan Renewal Date
Please refer to the Plan policy documents to obtain the annual renewal date.
Change in Circumstances
Please contact Mercer Marsh Benefits immediately if you no longer meet the plan eligibility – work less than 15 hours per week, reached age 70 (Life cover) reached age 65 (Income Protection and trauma cover), cease employment at the university or your employment terms have changed.
It is your responsibility to notify Mercer Marsh Benefits if your circumstances change.