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Calculate Your Premium Payments

Premium Payments

The premiums for your cover/s under the Voluntary Policy will be collected through payroll deductions. These deductions will be automatically adjusted to any change in premium or cover that may occur at the annual renewal date of the policy each year. Members will also receive notices of insurance at this time advising of any change in premium or cover.

How Premiums are calculated

The premiums for your cover are calculated based upon your age, gender and level of insurance cover. Premiums will increase at the policy’s annual renewal each year.

Some cover may have additional premium loadings applied due to your health or other circumstances, but you will be informed of this at the time of application and will be given the opportunity to accept or decline the cover. Use the calculator below to find out how much your premiums could be at standard rates.

Universities of New Zealand Premium Estimation

Please complete the following fields to get an idea of what your premiums may cost.